Wealthify gives eligible new customers a £50 investment bonus after they join through a referral, fund a qualifying plan and keep the required balance invested for six months.

Referral link: we may receive the same £50 bonus if your plan qualifies.

How much must you invest?

Wealthify plan Minimum for the referral
Stocks and Shares ISA £1,000
Junior ISA £1,000
General Investment Account £5,000
Self-Invested Personal Pension £5,000

Cash ISAs and Instant Access Savings Accounts do not qualify.

How to get the Wealthify £50 bonus

  1. Open the referral.

    Create a genuinely new Wealthify customer account.

  2. Complete the assessment.

    Choose an investment risk level that fits your goal and time horizon.

  3. Open an eligible plan.

    Use an ISA, Junior ISA, GIA or SIPP under the current requirements.

  4. Reach the minimum.

    Fund the plan within six months and allow room for market movement.

  5. Maintain it for six months.

    Keep the balance above the required level for six consecutive months.

How Wealthify invests the money

You choose a risk style and Wealthify builds a managed portfolio using funds across markets and asset types. You do not need to select individual companies, but the investment still rises and falls.

Risk and fees matter

Investments can lose value, especially over only six months. Wealthify charges management and underlying fund costs. Compare those fees and the investment approach with other providers before joining for a £50 reward.

Pros

  • £50 bonus on an eligible investment plan.
  • Managed portfolio for people who do not want to pick funds.
  • Several risk levels and ethical options.
  • Simple app and dashboard.

Cons

  • Money can fall in value.
  • Six-month qualifying period.
  • GIA and SIPP now require £5,000.
  • Management and fund fees apply.

Wealthify questions

Does a Wealthify Cash ISA qualify?
No. The current referral covers selected investment plans, not the Cash ISA or Instant Access Savings Account.
When is the £50 paid?
Wealthify says it is paid automatically within 30 days after the full qualifying investment period is completed.
Can the investment fall below the minimum?
The terms require the qualifying balance to remain at or above the relevant amount. Market falls can affect this, so check the live balance and official wording.
Is the £50 guaranteed profit?
No. Investment losses and fees can be greater than £50. The reward does not protect your capital.

Sources and checks