New Xe app customers can enter XEREF-WCKV1PIK and receive a £50 gift card after completing an eligible first international transfer of at least £5,000.

Referral code: we may also receive a reward after your qualifying transfer.

How to get the Xe £50 gift card

  1. Download the Xe app.

    Start through the referral invitation as a new customer.

  2. Create and verify the account.

    Large transfers can require identity and source-of-funds checks.

  3. Enter the code.

    Add XEREF-WCKV1PIK when prompted.

  4. Quote the transfer.

    Choose the currencies and check that at least £5,000 qualifies.

  5. Complete the transfer.

    The reward follows after Xe confirms the successful eligible transaction.

Compare the recipient amount, not just the fee

A provider can advertise no fee while earning money through the exchange rate. Get live quotes from Xe, your bank and at least one alternative at almost the same time. Compare exactly how much reaches the recipient.

Before sending a large transfer

  • Double-check the recipient name and bank details.
  • Confirm who pays any receiving-bank charge.
  • Understand the estimated arrival time.
  • Keep documents showing where the money came from.
  • Send a small test payment first when practical.

Pros

  • £50 gift card on an eligible planned transfer.
  • Live rates shown before confirmation.
  • Many currencies and countries supported.
  • Established international transfer service.

Cons

  • High £5,000 minimum.
  • Another provider may offer a better rate.
  • Verification can take time.
  • The reward is not cash at checkout.

Xe questions

Can I split the £5,000 into smaller transfers?
The offer is described as a first qualifying transfer of £5,000 or more. Do not assume several smaller payments will count unless the live terms say so.
Must I use the Xe app?
The current referral is designed around downloading and registering in the app. Enter the code before completing the first transfer.
When will the gift card arrive?
Xe fulfils it after checking the successful transfer and referral requirements. Save the code and transfer confirmation in case support is needed.
Is Xe always cheaper than a bank?
Not always. Rates depend on currency, amount and timing. Compare the final recipient amount each time.

Sources and checks